AeV Factoring GmbHMedical receivables
Factoring for private-billing physicians

Your invoice today. Your money tomorrow.

AeV Factoring GmbH buys your private-patient receivables and pays you within 24 hours — then handles billing, reminders and collection on your behalf.

Start with AeV Factoring GmbH See how it works
Physician in a clinic reviewing patient documents
24hto immediate liquidity
24hPayout after invoicing
0%Default risk carried by you
100%Receivables management handled
11+Medical specialties served
How it works

From treatment to cash in four steps

You treat the patient and issue the invoice as usual. AeV Factoring GmbH takes care of everything that happens after.

01

You invoice

Treat your private patient and issue the invoice exactly as you do today.

02

We buy the receivable

AeV Factoring GmbH purchases the unpaid invoice from your practice.

03

You get paid in 24h

We pay you the invoice amount, less our fee, within 24 hours.

04

We collect

We monitor payment, send reminders and pursue collection from the patient.

A worked example

The same €2,000 invoice, two outcomes

Without factoring

  • You send a €2,000 invoice.
  • The patient pays 30–90 days later.
  • You carry the risk of late or non-payment.
  • Your team chases reminders and paperwork.

With AeV Factoring GmbH

€2,000
  • You send the invoice.
  • We pay you within 24 hours, less our fee.
  • We collect from the patient later.
  • You get immediate cash flow and less admin.
Why practices choose us

Predictable cash flow, less paperwork

Immediate liquidity

Receive your invoice value within 24 hours instead of waiting weeks or months.

Protection from delays

Late payment and non-payment risk move off your books and onto ours.

Less administration

We take over invoice management so your team can focus on patients.

Outsourced receivables

Monitoring, reminders and collection are all managed end to end.

Built for physicians

A factoring service designed specifically for private-billing medical practices.

Predictable cash flow

Stable, planned income that no longer depends on patient payment timing.

Services

Full receivables management

Once we purchase your invoice, the entire payment process is handled by AeV Factoring GmbH.

Invoice management

We prepare, organise and administer your private-patient invoices.

Payment monitoring

Every receivable is tracked continuously until it is fully settled.

Reminders & dunning

Structured, professional reminders are sent on your behalf as needed.

Debt collection

If a patient does not pay, we manage the collection process for you.

Who we serve

Built for private-billing medical practices

AeV Factoring GmbH works with physicians across a broad range of specialties who bill private patients directly.

General practitioners Gynecologists Orthopedists Internists Radiologists Surgeons Dermatologists Cardiologists ENT specialists Urologists Other private-billing physicians
Medical team of physicians in a hospital corridor
About

A healthcare finance partner you can plan around

AeV Factoring GmbH is a healthcare finance company that helps doctors get paid immediately for private-patient invoices.

By purchasing receivables and managing the billing and collection process on the doctor's behalf, we turn unpredictable patient payments into reliable, planned income. Practices gain immediate liquidity, protection against payment delays, and far less administrative burden — so they can concentrate on care rather than chasing invoices.

Turn today's invoices into tomorrow's cash

Talk to AeV Factoring GmbH about purchasing your private-patient receivables and taking receivables management off your desk.

Contact AeV Factoring GmbH